With more than 30 years of relevant experience resolving complex business disputes and insurance recovery claims, Bobby Rubarts is on the short list for policyholders that planned ahead by purchasing insurance coverage, but are now forced to compel their insurers to honor the policy after sustaining covered losses. Bobby has enforced the rights of policyholders in insurance coverage litigation before state and federal courts and arbitrators throughout Texas involving a broad spectrum of claim types, including multi-million-dollar commercial property losses, professional liability, directors and officers liability, and recovery of legal costs associated with litigation defense and government investigations.
Several factors have made the insurance recovery process challenging for policyholders in Texas – including insurers’ increased focus on maximizing profits in the underwriting process, statutory changes stripping insured of rights they have had for more than a generation, and insurer-friendly court decisions, plus more – but Bobby’s rare breadth and depth of experience and effectiveness both in and out of the courtroom enable him to manage these obstacles and obtain the financial recovery his clients deserve in times of crisis. He never takes on more cases than he can personally handle at any given time, allowing him to manage the numerous details and big-picture strategy for each case. Never wasting a client’s time or money, he oversees a lean, cost-efficient team and identifies the relevant issues that will drive a case to the right settlement or a just result at trial.
Most insurance recovery lawyers aren’t trial lawyers – they don’t have deep experience actually proving a case to a jury, judge, or arbitrator, and often overestimate how an insurer’s defenses will ultimately be received in court. Insurers, which are masters at evaluating risk, take advantage of this dynamic, and achieve settlements with their underrepresented insureds at less than full compensation. While Bobby always explores every opportunity to settle cases, he’s also fully prepared to enforce policyholders’ rights in the courtroom. His lean approach to dispute resolution also enables him to handle cases with lower amounts in controversy that other lawyers of his caliber are unable or refuse to pursue.
In addition to his insurance recovery practice, Bobby has represented businesses and individuals in a broad range of complex business litigation matters, including partnership disputes, business divorces, breach of fiduciary duty claims, and commercial real estate litigation.